The Aven Rewards Visa Card offers a straightforward cash-back rewards system without a welcome bonus. It provides 3% cash back on the first $10,000 spent annually and 2% thereafter on all purchases. The card lacks additional benefits like rotating categories or sign-up bonuses but could be appealing for homeowners looking to build a relationship with Aven for future financial products. Other options for flat-rate or category-specific cash-back rewards include the Citi Double Cash Card, Capital One Savor Cash Rewards Credit Card, and Chase Freedom Flex.
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