Real Estate & Home

ACES report shows mortgage defect rate fell to 1.38% in Q4 2025

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The mortgage quality control defect rate fell to 1.38% in Q4 2025, marking a significant improvement after three consecutive quarters of rising defects. This trend highlights the industry's stability despite affordability pressures and market volatility, underscoring the importance of disciplined documentation and consistent eligibility decision-making for maintaining high-quality standards in 2026.

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ACES report shows mortgage defect rate fell to 1.38% in Q4 2025

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