Amex Graphite Business Cash review: Best for Amex loyalists who love cash back

The article provides a detailed review of the Graphite Business Cash Unlimited Card from American Express (Amex) and compares it to other Amex business cards. Here are some key points:

Overview:

• Card Name: Graphite Business Cash Unlimited Card
• Issuer: American Express
• Annual Fee: $295

Key Features:

1. Cash Back Rewards:

   • 4% cash back on the first $10,000 spent annually in eligible business categories (office supplies, shipping services, and advertising).
   • 3% cash back on the next $10,000 spent annually in eligible business categories.
   • 2% cash back on all other purchases.

2. Cash Back Redemption:

   • Cash back is received as Reward Dollars that can be redeemed as a statement credit or at Amazon checkout.

Pros:

• High reward rates for the first $20,000 spent in eligible business categories.
• No cap on total cash back earned annually.

Cons:

• The annual fee of $295 may be steep for many businesses unless they spend significantly to maximize rewards.
• Limited bonus categories compared to other Amex cards like

Read the full article at The Points Guy

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