Based on the article, here are some key points about pairing credit cards for maximum rewards:
-
Pair cards with similar reward structures:
- Chase Sapphire Preferred + Ink Business Cash (for business expenses)
- Capital One Venture Rewards + Savor Cash Rewards
-
Use cards strategically in their bonus categories:
- Put dining and groceries on Amex Gold, other purchases on Venture X
- Use Savor for 3% cash back categories, Venture Rewards for everything else
-
Add cobranded cards for travel partners:
- Get Hyatt card if you have Chase Ultimate Rewards points
-
Diversify rewards types:
- Earn different currencies (points vs miles)
- Access multiple transfer partner programs
-
Consider business and personal cards together:
- Ink Business Cash + Sapphire Preferred for combined benefits
-
Look at annual free nights/credits:
- Pair cards that offer complimentary stays or statement credits
-
Use cards with different fee structures strategically:
- High-fee card for bonus categories, low/no fee for everyday spending
-
Take advantage of sign-up bonuses and ongoing perks:
- Maximize welcome offers and benefits like airport lounge access
The key is to understand
Read the full article at The Points Guy
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