Discover 5% Cash Back Categories for Q4 2026
Discover has announced its bonus categories for the fourth quarter (Q4) of 2026. Cardholders can earn up to $75 in cash back by spending $1,500 on eligible purchases within these categories before the end of December.
Q4 Bonus Categories
- Restaurants
- Entertainment
- Utilities
How Discover's Rotating Categories Work
Each quarter, Discover announces a new set of bonus categories. Cardholders must activate these categories to earn 5% cash back on up to $1,500 in combined eligible purchases during the quarter.
Activation Process
You can activate your Q4 categories through:
- Discover Mobile App: Select your card, navigate to the rewards or cash-back section, and tap "Activate Now."
- Online Account: Log in to your Discover account and select "Activate Now" next to the Q4 bonus categories.
If your Discover account has migrated to Capital One, you can activate through the Capital One app or online account. The benefit and activation process remain unchanged.
Maximizing Your Earnings
- Activation Timing: Activate as
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