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FOA leads July HECM endorsements while HMBS issuance remains weak

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Finance of America led July HECM endorsements with 498 loans, but overall HECM production declined and HMBS issuance remained weak. This trend matters as higher interest rates should theoretically boost demand for federally insured reverse mortgages, yet proprietary products are driving industry growth due to their advantages over traditional HECMs.

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