Despite construction growth and slowing population, housing affordability deteriorated in 2026, with middle-income households facing the fastest cost-burden increases. Builders are flooding the market with luxury units while a 7.2-million-unit shortfall in affordable housing leaves working-class Americans locked out. Solving affordability requires targeting supply by price point through zoning reforms, manufactured housing acceptance, and public financing—proving that construction volume alone cannot fix a fundamentally structural problem.
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Ali NematiWritten by Ali
