The Chase Ink Unlimited Card is a highly attractive option for business owners or individuals looking to maximize their rewards without an annual fee. Here's a summary of the key points:
Key Features:
- Welcome Bonus: Currently offering 100,000 bonus points upon spending $5,000 on purchases in the first three months from account opening.
- Rewards Structure: Offers at least 1.5x points on all business expenses and no annual fee.
- Rental Car Coverage: Provides primary rental car coverage, which is rare for a card with no annual fee.
Eligibility:
- Once-in-a-Lifetime Rule: You may not be eligible if you have or have had this card or another Chase no annual fee business card in the past.
- Business Requirement: As a business card, you need to meet certain criteria (e.g., sole proprietorship using SSN as business ID).
Application Considerations:
- Chase 5/24 Rule: You may not be approved if you've opened five or more new card accounts in the past 24 months.
- Application Frequency: It's best to apply for no more than one Chase business card every 3
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