Home equity is emerging as a critical growth strategy for lenders due to constrained refinance activity and high home equity values exceeding $35 trillion. This shift matters because it offers a significant opportunity for retention and recapture of clients, especially as borrowers seek liquidity without disrupting their low-rate primary loans. Originators must adapt by offering diverse equity products and engaging in more advisory roles to build long-term relationships.
Read the full article at HousingWire
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