Cybersecurity

Q&A: How ZIP level mobility data can improve insurance losses

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Arity's analysis reveals that higher hard-braking frequency in certain ZIP codes correlates with significantly increased injury-related loss costs, highlighting the direct link between driving behavior and risk assessment. This behavioral data allows insurers to proactively adjust pricing models based on current road conditions rather than relying solely on historical claims data, enabling more accurate and timely risk assessments.

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Q&A: How ZIP level mobility data can improve insurance losses

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