A 13-year Chicago-area model found that buying an $892,250 home in Wilmette for public schools produced about $751,000 in equity, roughly $117,000 more than the Chicago private-school option’s combined $634,000 in assets. Developers and tech professionals weighing location, compensation, and family planning should account for mortgage costs, property taxes, tuition growth, appreciation, and investment returns rather than comparing monthly payments alone. Multiple children can widen the public-school district advantage as tuition multiplies.
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