Startups & VC

The KoinWorks era: What Indonesia's SME lending journey has taught the next generation

31 sec read67 views0 listens

Indonesia's SME lending sector has undergone significant consolidation, with the number of licensed peer-to-peer lenders sharply decreasing since 2022 and a shift towards institutional funding. KoinWorks emerged as a prominent platform by focusing on productive SME credit and alternative data underwriting, demonstrating the value of disciplined growth and adaptability. This evolution highlights the importance of regulatory engagement, data model humility, and recognizing the persistent nature of the SME credit gap, offering valuable lessons for future fintech ventures.

Read the full article at e27

Want to create content about this topic? Use Nemati AI tools to generate articles, social posts, and more.

You Might Like

CybersecuritySep 1931 sec read

Outsourcing memory: How smartphones are redefining what we choose to remember

A recent survey reveals that nearly 70% of adults across several countries now rely on technology for information previously memorized, demonstrating a shift in how people perceive what’s worth remembering. This "cognitive offloading" – transferring ...

Ali Nemati

CybersecuritySep 1629 sec read

Quants are paying $4,000 a month to front-run Solana trades

Validators on the Solana blockchain are reportedly selling early access to transaction data for as much as $4,000 per month, enabling sophisticated traders to exploit opportunities for front-running and sandwich attacks. This practice undermines the ...

Ali Nemati

CybersecuritySep 1332 sec read

Canadian fintech: Open banking, real-time payments and the next wave of innovation

Canada’s financial technology sector is undergoing a significant shift with the implementation of consumer-driven banking, allowing secure data sharing via APIs and replacing older screen-scraping methods. This development, alongside the upcoming lau...

Ali Nemati