Chase, Citi, and Wells Fargo each have unique restrictions on applying for multiple travel credit cards. Chase limits applications based on their 5/24 rule, overall credit limit, and specific card bonuses. Citi allows only one application every eight days and imposes a 48-month wait to earn welcome bonuses again. Wells Fargo generally doesn't restrict the number of cards but advises waiting six months between applications for consumer credit cards. Understanding these nuances can help maximize bonus earning potential while avoiding denials or missed opportunities.
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