To maximize statement credits on the American Express Platinum and Business Platinum cards before the end of the quarter, enroll in benefits promptly, track your credits throughout the year, and follow up if credits don't post within several weeks. New cardmembers can apply for an instant card number to start maximizing their credits immediately. Be aware that contactless payments may not always trigger statement credits due to third-party processing issues; it's advisable to check with merchants on how they process transactions.
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