Should you pay your rent or mortgage with Bilt? We crunch the numbers

Based on the information provided in your text, here's a summary of key takeaways regarding Bilt Credit Cards and their rewards program:

Key Points:

1. Bilt Rewards Program:

   • You can earn Bilt points on housing payments (rent or mortgage) without transaction fees when using one of the three Bilt cards.
   • The no-annual-fee Bilt Blue Card is particularly useful for paying rent or mortgages through Bilt with no transaction fees.

2. Earning Rewards:

   • You can choose between earning "Bilt Cash" (cash back) and "housing-only rewards."
   • Housing-only rewards provide 250 points per billing cycle if you plan to spend less than $137.50 on non-housing purchases each month.
   • Earning Bilt Cash is usually better once your spending surpasses the 50% threshold of non-housing to housing spending.

3. Alternative Options:

   • If you have an Atmos Rewards card, you can earn 3 points per dollar spent on rent payments (up to $50,000 annually) but will incur a 3% transaction fee.
   • This might be worth it

Read the full article at The Points Guy

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