Real Estate & Home

Trade groups push for lower MSR capital charges, tailored mortgage risk weights

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Eight trade groups representing lenders have urged federal regulators to revise bank capital rules for mortgages and mortgage servicing rights (MSRs), arguing that current standards discourage banks from participating in the mortgage market, thereby reducing competition and credit availability for homebuyers. The key takeaway is that tailored risk weights and lower MSR capital charges could enhance bank participation and improve access to mortgage financing for consumers.

Read the full article at HousingWire

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